Duane Buziak Teaches: Questions to Ask a Mortgage Lender Before Locking a Rate in 2026

According to Duane Buziak, the questions you should ask a mortgage lender before locking a rate fall into four groups: lock terms, the full cost of the loan, what could change the price, and who is behind the quote. This 2026 guide shows how to turn a rate into an offer you can truly compare, backed by the Rate Hawk philosophy of We Don’t Just Look. We Hunt.

Duane Buziak Teaches How to Do an NMLS Number Lookup for Lenders in 2026

According to Duane Buziak, a two-minute NMLS number lookup for lenders is the fastest way to confirm that a company or loan officer is licensed in your state. This step-by-step 2026 guide covers verifying a company, verifying an individual, reading what the record shows, and spotting red flags, all in keeping with Rate Hawk’s “We Don’t Just Look. We Hunt.” philosophy.