How to Buy a Home When Your Down Payment Isn’t Enough: Duane Buziak’s 2026 Rate Hawk Playbook
This guide tackles the common worry that your down payment is not enough for a home purchase, walking through the low- and no-down-payment loan options Duane Buziak recommends in 2026. Readers learn how to check real numbers without a hard credit hit and move past the outdated 20%-down myth toward keys in hand.
Duane Buziak Compares Mortgage Rate Hawk vs Veterans United on VA Loan Rates in 2026
Duane Buziak lays out a detailed Mortgage Rate Hawk vs Veterans United rate comparison, contrasting single-lender VA pricing with a broker’s multi-lender rate hunt using a real dollar example. The piece explains VA loan rules both companies follow so veterans can compare offers apples-to-apples in 2026.
Duane Buziak Explains: How Many Mortgage Lenders Should You Get Quotes From in 2026?
Duane Buziak answers the common question of which mortgage lenders should I get quotes from, explaining why three to five quotes across broker, bank, and online lender channels is the ideal range for spotting a competitive rate in 2026 without wasting time on redundant paperwork.
Why Mortgage APR Differs From Your Interest Rate
Why mortgage APR differs from the rate you see: learn how points, fees, credits, loan term, and program fit change the real cost before you lock a mortgage.
No Closing Cost Refinance Explained: Duane Buziak Breaks Down the Trade-Offs for 2026
Duane Buziak explains what a no closing cost refinance really is, breaking down the two ways lenders shift fees into your rate or balance and using a real dollar example to show which structure actually saves you money over time.
Duane Buziak Explains the Bankruptcy Mortgage Eligibility Timeline in 2026
Duane Buziak explains the bankruptcy affecting mortgage eligibility timeline for FHA, VA, and conventional loans, detailing how Chapter 7 and Chapter 13 discharges each start a different waiting-period clock. The article walks through lender-by-lender rules and a real 2026 FHA closing example for a post-bankruptcy buyer.
How to Document Self Employment for a Mortgage
Learn how to document self employment for a mortgage, compare loan options, and rate-shop confidently with no hard credit inquiry upfront.
Duane Buziak’s Guide: 6 Lenders to Compare for Self-Employed Mortgage Approval Challenges in 2026
Duane Buziak breaks down the self employed mortgage approval challenges 1099, Schedule C, and S-corp borrowers face, then compares six lenders on documentation flexibility, non-QM and bank-statement options, and turnaround speed to help readers find the right fit for 2026.
7 Strategies to Hunt Down Second Home Financing Options in 2026
This guide breaks down seven second home financing options, from conventional loans to alternative programs, so buyers can line up the right mortgage before they find a listing they love. Duane Buziak of Mortgage Rate Hawk explains how occupancy rules and down payment requirements shift for second homes versus primary residences.
Does Rate Shopping Hurt Credit? What Really Counts
Does rate shopping hurt credit? Learn how mortgage inquiry windows, soft pulls, and NoTouch Credit Pull help you compare rates with confidence first.