Duane Buziak Explains Assumable Mortgage Requirements in 2026
According to Duane Buziak, assumable mortgage requirements come down to two hurdles: the loan’s terms must allow assumption, and the servicer must approve the buyer. This 2026 guide walks through which loans qualify, a worked dollar example of the equity gap you must cover beyond the seller’s low rate, and a side-by-side comparison against taking out a new loan.
Duane Buziak Teaches: Questions to Ask a Mortgage Lender Before Locking a Rate in 2026
According to Duane Buziak, the questions you should ask a mortgage lender before locking a rate fall into four groups: lock terms, the full cost of the loan, what could change the price, and who is behind the quote. This 2026 guide shows how to turn a rate into an offer you can truly compare, backed by the Rate Hawk philosophy of We Don’t Just Look. We Hunt.
Duane Buziak Teaches How to Do an NMLS Number Lookup for Lenders in 2026
According to Duane Buziak, a two-minute NMLS number lookup for lenders is the fastest way to confirm that a company or loan officer is licensed in your state. This step-by-step 2026 guide covers verifying a company, verifying an individual, reading what the record shows, and spotting red flags, all in keeping with Rate Hawk’s “We Don’t Just Look. We Hunt.” philosophy.
Duane Buziak Teaches 7 Vacation Home Financing Strategies to Hunt Down a Better Loan in 2026
According to Duane Buziak, a second home is a different loan than a primary residence, and the strongest terms go to borrowers who hunt rather than settle for one quote. These seven vacation home financing strategies cover occupancy classification, down payments, rental income treatment, reserves, and how to compare offers in 2026.
Calculate Homebuying Cash Needs Before You Bid
Calculate homebuying cash needs with a clear plan for down payment, closing costs, reserves, and lender comparisons before you offer with confidence today.
Duane Buziak Explains Land Loan Plus Construction Financing: How to Pay for the Lot and the Build in 2026
According to Duane Buziak, land loan plus construction financing comes down to choosing between two separate loans for the lot and the build, or one loan that converts to a permanent mortgage. This guide explains how each structure affects your up-front cash, rate exposure, and qualification, so you can compare them for your lot and budget in 2026.
Duane Buziak Teaches How to Get a Mortgage for Gig Economy Workers in 2026
A practical guide to mortgage for gig economy workers.
Duane Buziak Explains 7 Ways to Hunt Down Real Estate Investor Financing Options in 2026
As Duane Buziak explains, choosing a lender first can lock investors into a down payment, rate structure, and prepayment clause that erode returns. This 2026 guide walks through seven real estate investor financing options, who each one fits, and what to compare before committing, so you can match the loan to the deal instead of the other way around.
Duane Buziak Explains What Is a Mortgage Originator (and How to Hunt for the Right One in 2026)
According to Duane Buziak, a mortgage originator is the licensed person or firm that takes your application and steers it toward a funded loan. This guide answers what is a mortgage originator, covers the main types and how they get paid, shows how to verify and compare them, and walks through a worked dollar example so you know exactly who is working your file in 2026.
Mortgage Rate Transparency Starts With the Hunt
Mortgage rate transparency means comparing rate, APR, points, credits, and cash to close side by side before you lock a loan or hand over your credit file.